Loan Programs
At GSM, we offer a full suite of products to cover every stage of the real estate investment life cycle—from new construction, bridge, and fix & flip loans to permanent bank, credit union, and government agency financing. With deep structuring expertise and broad access to capital, we craft tailored, efficient loan solutions designed to optimize your portfolio and investment strategy.
Beyond Brrrr
Beyond Brrrr is a subsidary of GSM that specializes in private financing for 1-4 family investments.
For any inquiries about programs under this section, please visit Go Beyond Brrrr.
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Rates starting in 6's
Loan size $150K+
Up to 80 LTV Purchase
Up to 75 LTV Cash Out Refi
No Tax Returns or W2's
Close in 2-3 weeks
Portfolio Options available
Short-Term Rental options available
"Interest Only" available
30 Year Amortization
30 Year Rate Lock
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Rates starting in 10's
Up to 92.5% of Purchase Price
100% of Rehab Budget
Up to 75% Loan to ARV
Loan Size $100K-2M
Close in as little as 7 days
No Tax Returns or W2's
12-18 Month "Interest Only"
Minimum FICO 650*
If you have a partner we can use the higher of your midscores
Guarantee only required by 51% of membership
No Prepayment Penalty
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Direct Lender
Rates starting in 10's
Up to 90% LTC
Up to 75% Loan to ARV
Up to 75% of Purchase Price
$500K-$2M Max Loan, up to $5M with exception
Eligible Properties: 1-4 family, 2-4 unit warrantable condos, 2-4 unit townhomes
No Tax Returns or W2's
12-18 Month "Interest Only"
Minimum FICO 650
No Prepayment Penalty