Elevate your real estate

Expert mortgage solutions tailored for ambitious multifamily and 1-4 family investors

How much is your financing costing you every year?

Most investors have some level of competency with financing and working with lenders but we will uncover the blind spots that are slowing you down.

Ever look at your portfolio at an aggregate level and realize after years of using the BRRRR strategy that you have substantial TRAPPED equity, not as much liquidity as you would like and your growth is linear and not exponential?
Ever feel like you are throwing darts, hoping the lender you are talking to can really CLOSE your deal?
Ever close a loan and realize afterwards that there was a much better option available that you weren't aware and now your are stuck?
Ever apply for a loan and 4-6 weeks later get declined for something that was a known factor all along and now you are panicking with a looming closing deadline?
Ever get deep into the loan process and your bank needs you to increase your deposits with them in order to get your loan approved?
Ever talk to a Bridge / Rehab lender and realize they have absolutely no idea whether your project will be eligible for permanent financing once you complete your value add and you yourself aren't sure it will qualify for the permanent financing you are hoping for?
The list of problems and challenges investors face is endless. We have the solutions!

We will bring you further, faster

After 23 years on Wall Street and raising over $150 billion for public companies, I shifted my focus in 2016 to help real estate investors on Main Street achieve financial freedom and build lasting legacies.

We’ve guided hundreds of investors to accelerate growth by maximizing equity and cash flow. While many start with a single financing project, most stay because they realize how much time, energy, and money we save them by handling the complexities of financing.

Our mission is simple: to transform lives by helping you achieve freedom

Freedom of money, time, relationships, and purpose.

We will do the same for you!

Client Testimonials

Gary has stepped in as our de facto CFO, direct lender when appropriate and relationship manager when a project needs to be brokered out to a bank or Government Agency. I hand it off to Gary and he takes it from there which enables me to focus on my core competency – finding and executing value add projects including repositioning, rehab and construction.

 5/5

Joe Colasuonno

Full Time Real Estate Developer ~500 Units

I’ve been working with Gary since 2017 and he has helped me transform my real estate business (400% growth). Before meeting him I had no meaningful lender relationships, had equity but always felt cash constrained, used an occasional hard money loan. He is not just my lender and mortgage broker he is a trusted advisor, confidant and a true friend to me and my family.

 5/5

Joel Pena

Full Time Real Estate Investor ~100 Units

We had the good fortune to be introduced to Gary in 2020 and it has changed our trajectory in real estate investing. Gary is a true financing partner and will quickly provide us with investment guidance and the most appropriate financing solution with our best interests at heart. There is never a question if we are going to close. Gary is a trusted advisor and friend.

 5/5

Julius and Frank

Part Time Real Estate Investors ~ 100 Units

Long Term "Permanent" Mortgages

1-4 Family 30 year (DSCR) Rentals

No experience required, No Tax Returns, Close in 2-3 weeks, 30 year Amortization and Rate Lock

5+ Unit Multifamily / Mixed Use

Various loan options including “DSCR Loans”, Government Agency, CMBS, No Tax Returns

Portfolio Financing 1-4's, 5+ Unit

Portfolio Financing options customized to your experience and goals

Bridge / Fix & Flip / Fix & Hold BRRRR

1-4 Family Bridge / Fix & Flip

Up to 90% of Purchase + 100% of Rehab with rates starting at 9.5%. Loan Amounts $100k-$2mm

5+ Unit Bridge / Fix & Flip

Up to 80% of Purchase + 100% of Rehab with rates starting at 10%. Loan Amounts $250k+

5+ Unit Bridge for Agency Takeout

For experienced rehabbers of Multifamily where investor and property are “Agency eligible”

New Construction

1-4 Family New Construction

Up to 90% of Purchase + 100% of Rehab with rates starting at Prime minus 0.5%. Loans $200k-$2mm

5+ Unit New Construction

Up to 80% of Purchase + 100% of Rehab with rates starting at Prime minus 0.5%. Loan Amounts $500k+

Process

Step 1: Discover and Define

Kickstart your journey with a consultation. We listen to your needs and see what pieces are on the chess board so we can outline a tailored strategy to achieve your goals.

Step 2: Strategize and Develop

Transforming ideas into action, we craft bespoke solutions. Our team works closely with you to ensure every detail aligns with your vision. You are often making once in a lifetime decisions. While no 2 people have the same situation, we see patterns and similar scenarios hundreds of times.

Step 3: Implement Steps and achieve results

Watch your project come to life and start yielding results. We kick the plan into motion and set the course to get you to the closing table whether we are acting as a direct lender or are brokering to another commercial lender. You are in good hands. Sit back and enjoy the flight!

Are We a Good Fit?

If you can say yes to any of the following statements, then we can help you!

I want a lender that understands ALL loan types that can give me the pros and cons of all loan programs, then identify and execute the most efficient and effective path.
I'm looking for a trusted financing partner that can transcend simple transactional discussions and help me expand and transform my business.
I'm looking to elevate my real estate investing to the next level.
I'm looking for a lender that has deep knowledge to share in both real estate investing and in lending.
I don't like wasting my time shopping from lender to lender. I want someone who is competitive and competent that will handle the process for me.
I've built a portfolio using the BRRRR method. I want faster growth and/or to implement a portfolio level finance strategy to optimize cash flows or unlock equity.