Modern apartment building with large windows under a clear sky.

Expert Commercial Mortgage Consulting & Financing

At GSM, we provide advisory services in capital markets and expert financing solutions tailored for ambitious multifamily investors.

Elevate your Real Estate

Close-up view of the Charging Bull sculpture in New York City.

At GSM Commercial Capital, we go beyond traditional lending—we’re your strategic financing partner. As capital markets advisors, we provide tailored loan solutions to help you optimize cash flow, unlock equity, and scale your real estate portfolio. Through our deep industry knowledge, extensive relationships with capital providers, and decades of experience, we deliver expert guidance, seamless execution, and innovative financing strategies that keep you moving forward.

  • Even experienced investors face hidden challenges with lenders.

    Are you:

    • Holding trapped equity and missing out on liquidity?

    • Stuck in linear growth instead of scaling exponentially?

    • Frustrated by last-minute loan denials or delays?

    • Realizing too late there was a better financing option?

    • Dealing with lenders who can’t close your deal or don’t understand your strategy?

    We assist investors in overcoming these challenges to find the right financing solutions

  • Step 1: Discover and Define

    Kickstart your journey with a consultation. We listen to your needs and see what pieces are on the chess board so we can outline a tailored strategy to achieve your goals.

    Step 2: Strategize and Develop

    Transforming ideas into action, we craft bespoke solutions. Our team works closely with you to ensure every detail aligns with your vision. 

    Step 3: Implement Steps and achieve results

    Watch your project come to life and start yielding results. We kick the plan into motion and set the course to get you to the closing table whether we are acting as a direct lender or are brokering to another commercial lender.  You are in good hands. 

  • If you can relate to any of the following, our expertise is exactly what you need:

    • You want a lender who understands all loan types, explains the pros and cons, and helps you navigate the most efficient financing strategy.

    • You’re looking for a trusted financing partner who goes beyond transactions to help expand and transform your business.

    • You’re ready to elevate your real estate investing to the next level.

    • You want a lender with deep expertise in both real estate investing and financing.

    • You don’t want to waste time shopping around—you need a competitive, competent partner to handle the process seamlessly.

    • You’ve built a portfolio using the BRRRR method and now want to scale faster, implement portfolio-level financing, optimize cash flow, or unlock trapped equity.

    Let’s take your investing to the next level—efficiently, strategically, and with the right financial backing.

Recent Closings

  • Brick apartment building with balconies, green roof, and a modern orange sculpture on the grass in front, surrounded by trees and a sidewalk.

    $12M Acquisition

    80 units, Freddie Mac SBL 5.56%, 7YR rate lock, 7YR interest only.

    Whitehall, PA

  • A green sports field surrounded by a chain-link fence with a brick apartment building in the background. The field features several tall light poles and bleachers. Trees and utility poles are visible beyond the building.

    $12M Refinance

    75 Units, Fannie Mae SBL, 5.45%, 10YR rate lock, Nonrecourse, 30 YR amortization

    Kearny, NJ

  • Modern white townhouse complex with black trim and multiple units

    $1.1M Construction

    8 unit new construction, 85% LTC, 100% of rehab funded.

    Allentown, PA

  • Aerial view of a large three-story building with a dark patterned roof and a blue awning over the entrance. The building is surrounded by a paved parking area and nearby residential houses.

    $2M Acquisition

    13 units, Cash Out Refinance @ 5.8%, 30YR Amortization 10YR term, Freddie Mac SBL.

    Emmaus, PA

  • A blue beach house with elevated decks and white railings.

    $1.12M Acquisition

    75% LTV, 30YR rate lock, DSCR, Short Term Rental

    Long Beach Island, NJ

  • Two modern two-story townhouses with white siding and black trim, featuring multiple windows, air conditioning units, and a concrete staircase leading to an elevated entrance.

    $800k Private Loan

    16 unit new construction, cross collaterlized by free and clear property.

    Bristol, PA

  • Aerial view of a two-story brick apartment building with a blue roof, surrounded by trees and a driveway.

    $1.825M Acquisition

    9 units, Freddie Mac SBL, 10YR Term, 30YR AMO, 3YR interest only. Tanglewood Apartments,

    Bethlehem, PA

  • Two modern townhouse buildings with gray siding and brick accents, featuring multiple windows and doors, set against a backdrop of trees.

    $2.7M Acquisition

    13 units @ 6.49%, 30 YR Amortization, 7YR rate lock, 1YR interest only.

    Bethlehem, PA

Real People, Real Results.

  • Man in formal attire with a black bow tie and a boutonnière

    "Gary has stepped in as our de facto CFO, direct lender when appropriate and relationship manager when a project needs to be brokered out to a bank or Government Agency. I hand it off to Gary and he takes it from there which enables me to focus on my core competency – finding and executing value add projects including repositioning, rehab and construction."

    Joe Colasuonno

    Full Time Real Estate Developer 600+ Units

  • Man with short hair wearing a white shirt

    “I’ve been working with Gary since 2017 and he has helped me transform my real estate business. Before meeting him I had no meaningful lender relationships, had equity but always felt cash constrained, used an occasional hard money loan. He is not just my lender and mortgage broker he is a trusted advisor, confidant and a true friend to me and my family."

    Joel Pena

    Full Time Real Estate Investor ~100 Units

  • Two men side by side, both wearing glasses and suits, smiling at the camera.

    “We had the good fortune to be introduced to Gary in 2020 and it has changed our trajectory in real estate investing. Gary is a true financing partner and will quickly provide us with investment guidance and the most appropriate financing solution with our best interests at heart. There is never a question if we are going to close. Gary is a trusted advisor and friend."

    Julius and Frank

    Part Time Real Estate Investors ~ 100 Units

Let’s work together.