Capital Strategy for Scaling Multifamily Investors
You've built the portfolio. Now it needs a capital strategy.
We design and implement financing structures that unlock trapped equity and fund your next phase of growth.
Most multifamily portfolios were financed one deal at a time.
Few are ever redesigned strategically.
No advisory fees. We only get paid when the financing strategy is successfully implemented.
Years Finance Experience
Capital Raised for Public Companies
Units Financed
Closings
Most multifamily investors finance properties one deal at a time. The investors who scale fastest finance their portfolio strategically.
Your Capital Quarterback
Founded by Gary Mascitis, Jr., a 23-year Wall Street veteran who helped raise over $200 billion for public companies, GSM Commercial Capital is a boutique capital advisory firm that serves as the strategic financing partner for multifamily investors.
The one person on your team who sees the entire field and calls the right play. We bring institutional-grade financial engineering to investors who think at the portfolio level — not just the next transaction.
Founder & Principal
Gary Mascitis, Jr.
23 years Wall Street · $200B+ raised
How We Structure Capital for Scaling Investors
Not loan programs. Not rate sheets. Strategy categories — designed to solve the structural capital problems that slow portfolio growth.
Portfolio Capital Strategy
Analyze existing loans, maturities, leverage, and equity positions to design an optimized capital structure across your entire portfolio.
Learn moreEquity Unlock & Refinancing
Turn trapped equity into deployable capital for acquisitions, development, or portfolio expansion — not just another refinance.
Learn moreAcquisition Capital Strategy
Structure financing solutions that support long-term portfolio growth across agency, bank, DSCR, and private capital channels.
Learn moreDevelopment & Construction
Adaptive reuse, ground-up construction, and teardown-rebuild capital for experienced operators with proven execution history.
Learn moreEntrepreneurial Operators Scaling Multifamily Portfolios
Our sweet spot is investors with $10M–$100M+ in multifamily assets who are actively acquiring, refinancing, or restructuring at scale. We serve the entrepreneurial operator who needs a strategic capital partner — not just another loan broker.
$10M+
Core Client Portfolios
30–500+
Units Per Transaction
500+
Closed Financings Since 2017
Strategic Capital Solutions
Real examples of how capital structure can change the trajectory of a multifamily portfolio.
Unlocking Strategic Collateral from a Fully Encumbered Portfolio
Every property carried a mortgage despite conservative leverage. A portfolio-level restructure freed several assets and created flexible collateral for growth.
Most portfolios evolve one deal at a time. Few are ever redesigned strategically.
View Case StudyFinancing Value-Add Acquisitions at 80% Leverage
Agency debt worked for stabilized assets but not value-add. A relationship bank structure aligned underwriting with the property's operational upside.
Different lending channels solve different problems.
View Case StudyAcquisition and Bridge Capital for a 50-Unit Commercial-to-Residential Conversion
A 3-story commercial building required phased capital: acquisition, bridge, and future construction financing for 50 residential apartments.
The most complex projects require capital structures that evolve with the project.
View Case StudyWhere We Work
Lehigh Valley, PA. Our largest market for ten years: 2,000+ units and 275+ financings across Allentown, Bethlehem, and Easton. 1–4 family rentals, portfolios, and multifamily.
Philadelphia and suburbs. Bucks, Montgomery, Delaware, and Chester counties. 1–4 family rentals, portfolios, and multifamily of any size.
New Jersey. Monmouth, Ocean, Middlesex, Mercer, Burlington, Somerset, Union, and Hudson counties. 1–4 family rentals, portfolios, and multifamily.
Closings in 14 states. 3,000+ units and $300M+ financed across 500+ closings since 2017.
Sound Familiar?
The Capital Problems That Slow Portfolio Growth
You have significant equity locked in properties — but no clear strategy to redeploy it.
Your loans are a patchwork of different terms, rates, and maturities with no unified structure.
You're spending more time navigating lender relationships than executing your investment thesis.
You know you should refinance — but you're unsure whether the timing, structure, or lender is right.
You're ready to acquire, but your current capital structure can't support the next deal.
If even one of these applies, your portfolio is leaving capital on the table.
Questions investors ask us
- What does GSM Commercial Capital do?
- We arrange financing for real estate investors and tell them where a deal is held up. Since 2017 we have closed 500+ financings covering 3,000+ units and $300M+ in loans, across 1-4 family rentals, portfolios, multifamily, and mixed-use in Pennsylvania and New Jersey.
- What kinds of loans do you arrange?
- Three ways. We are a direct lender for DSCR, fix-and-flip, and bridge loans. We are a private lender. And we are a commercial mortgage broker for bank, credit union, and government agency loans. We match the structure to the building and the plan, not the other way around.
- Where do you work?
- Our largest market is the Lehigh Valley in Pennsylvania, where we have financed 2,000+ units over ten years. Most of those closings are 1–4 family rentals and small multifamily; we also finance larger apartment buildings. We work throughout Pennsylvania and New Jersey, including Philadelphia and its suburbs, and have closed loans in 14 states; if the deal is right, geography is rarely the problem.
- Who do you work with?
- Multifamily investors and operators with 30 to 500+ units through GSM Commercial Capital, and investors with 1 to 30 rental units through our Beyond BRRRR program. Single-property 1 to 4 family investment loans are welcome in every market; we do not turn those away. Closings range from under $1M to $17M+, from a single 1–4 family rental to buildings of 100+ units. Many clients come to us after a bank said no and did not say why.
- What does it cost?
- There is no upfront fee for the initial portfolio review. Our fee is earned only at closing.
- What happens on the first call?
- We review your portfolio and the deal in front of you, tell you where the financing is held up, and lay out the path forward. Most inquiries get a response within one business day.