Bethlehem + Allentown Two-Property Refinance, $365,000 | GSM
All case studies
Closed · August 2026 · Bethlehem and Allentown, PA

Two Renovated Rentals in Bethlehem and Allentown Refinanced Together into One $365,000 Term Loan

A Lehigh Valley investor renovated two small properties on short-term financing and decided to hold both as rentals. GSM refinanced them together into a single $365,000 bank/credit union term loan with long-term fixed financing.

How the financing was structured

A Lehigh Valley investor had renovated two small properties, one in Bethlehem and one in Allentown, using short-term financing, and decided to keep both as rentals.

GSM Commercial Capital refinanced them together into a single $365,000 bank/credit union term loan, taking out the short-term debt and putting both properties on long-term fixed financing. It closed in August 2026.

Most of GSM's Lehigh Valley closings look like this one: 1–4 family rentals and small multifamily, financed with the lender that fits the plan for the property.

More on our work in the Lehigh Valley.

Have a deal that doesn't fit the bank's box?

Send the address, the rent roll, and what you are trying to do. You will get a straight answer on where the financing stands and what it will take to close.